QCOSTARICA – Colombians living in Costa Rica can now save in the country for at least year and subsequently apply in Colombia for a home loan, to be used in the purchase a house, pay down an existing mortgage, or build or remodel a home in Colombia.

The credit application does not require a co-signer and applications can be made joing among family members, such as parent-child, spouses, brothers and sisters.

Qualifying for the Voluntary Savings Program Contract (AVC) – Programa de Ahorro Voluntario Contractual – program are Colombians residing in United States, Canada, Mexico, Ecuador, Peru, Chile, UK, Germany, France, Spain, Belgium, Norway, Australia and  Costa Rica.

All that is necessary to apply is to have legal residency in the country and have a Colombian identity card, download the application from the FNA website ( and email it in. Once filed and approved, the FNA will make contact for an interview through video chat, and later notify of acceptance in the program.

The National Savings Fund, through partnerships with international financial entities facilitates the transfer of funds from the country of residence and credited in Colombia.

The program has been available for some time to Colombian living in the United States and Mexico, the expansion to more countries reaches out more of the estimated five million Colombian living abroad and who may be considering returning to their home country.

More information is available at, the website, by telephone to Bogotá +57 1 307-7070  or email at


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