With the idea to cash in on insurance some vehicle owners in Costa Rica are taking to report fake thefts. In fact, according to the Organismo de Investigación Judicial (OIJ), almost one third of all reported car thefts was by the owner trying to defraud the national insurer, the Institutio Nacional de Segurod (INS).

Between January and September of this year 32% of all vehicles reported stolen or lost were not really stolen or lost,  rather an attempt for the owner of the vehicle to get a cash settlement.

Costa Rica laws provide a prison sentence of one month to two years for anyone who commits a crime against a public body – the INS is a state institution. Violators could face other criminal charges.

The INS urges people to report those intending to collecton insurance fraud by filing a “denuncia” on its webpage: https://sevins.ins-cr.com/INSFRM/FormularioDenuncia.aspx


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