Friday 18 June 2021

Costa Rica National Banks Offer ‘Purse Snatching’ Insurance

Amateur restoration of 20th century Ecce Homo style fresco depicting face of Christ is seen after Gimenez took it upon herself to restore it in BorjaQCOSTARICA – Sign of the times. The Banco Nacional (BN) is offering an insurance policy for purse snatching and theft of a wallet, cell phone, glasses and even perfume up to a maximum of ¢750.000 colones (US$1.400).

The insurance allows two claims a year, but, the second can only be for half of the policy coverage.

Should the insured suffer injury during the robbery, he or she is entitled to an extra ¢50.000 colones (US$92 dollars).

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The cost for the protection is ¢5.370 monthly (US$9.95) for coverage up to ¢500.000 and ¢8.270 (US$15) for the maximum of ¢750.000. The policy is issued by Sagicor insurance company.

At the Banco de Costa Rica (BCR), they offer a policy called “Bolso Seguro” (Safe Bag).

The BCR coverage is for the bag (and its contents) to a maxim of ¢150.000 colones (US$277.) and any purchases up to ¢250.000 (US$462) made on a BCR credit or debit card stolen with the purse.

The coverage cost is ¢3.750 (US$6.95) or ¢5.000 (US$9.25) monthly depending on the maximum coverage purchased.

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In all cases, those affected have to file a complaint with judicial authorities (Organismo de Investigacion Judicial – OIJ).

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We strive for accuracy in its reports. But if you see something that doesn’t look right, send us an email. The Q reviews and updates its content regularly to ensure it’s accuracy.

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